Florida Auto Insurance

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Florida Car Insurance Requirements

$10,000 Minimum Coverage Required

  • Property Damage Liability (PDL)
  • Personal Injury Protection (PIP)


About No-Fault Auto Coverage

What is No Fault Insurance? Florida complies with a “no-fault” system pertaining to injury claims after an accident. If you and/or covered members of your household are injured in an accident, this law allows you to use  PIP coverage to cover medical costs and certain non-medical expenses regardless of who is at fault in the accident.